Envaulted.com

Envaulted.com gives you 1% cashback on up to three of your credit cards. As with Offermatic, you give them access to your credit card accounts. Envaulted is written up in several trustworthy news sources, so I signed up. Their website said no beta applications remained but I put my name on a waiting list. It was worth the wait.

Envaulted gives a straight 1% back. Once a month you may get a check so long as you reach a $10 minimum. You can boost your cashback by taking up the new offers Envaulted advertises every week. These offers give a higher rate percentage back.

For example, one week I received 3% cashback on Shell gasoline. The week before I received bonus cashback from Exxon, my closest gas station. The deals seem to be based somewhat on my purchases, although I am not one hundred percent sure they differ for everyone. I got a sandwich at D'Angelos, so they offered me a bonus 10% cashback at Subway (which I took).

Whenever convenient, I take advantage of the deals. For example, I don't normally go to Shell. So that week I tanked up about one quarter to bide my time instead of getting a full tank. Going out of my way to get gas 3% cashback on Shell gas seems silly. When I made a trip to a store with a nearby Shell station, I filled up there. So the waiting was the hardest part.

This week's deal is Papa John's at 10% back. I've never gone, but I'll eat lunch there a few times this week so long as the price and quality are reasonable.

I requested a check a few weeks ago and received my first $24. When I put my card info in, the last transactions are downloaded. Envaulted applied the cashback to the history even though I made a large  purchase before I joined. Sweet! Soon I'll ask for another check when I hit the $10 minimum.

So, essentially free money, as I was going to buy gas and food anyway. Will they last? I hope so, I like free cash.